Use our mortgage calculators to help you prequalify for your next mortgage

Whether you’re buying a new home, refinancing an existing mortgage or consolidating debt, knowing where you stand is key.

Are you financially prepared to make your dreams a reality? How much can you comfortably afford? Use our full suite of mortgage calculators to figure out everything from loan amortization schedules, interest, and estimated monthly payments.

And if you have any questions at any time, call an InTrend Mortgage agent at 905-415-8488 to help explain the whole process. They’re there to help you create the perfect mortgage plan for you.

How mortgage calculators work

A mortgage calculator is an indispensable tool when it comes to searching for a property to buy. Designed to help you calculate a mortgage payment and amortization schedule, they give you the ability to understand what you can, and can’t afford when house hunting.

Calculations are made based on all the factors that go into purchasing a home: purchase price, interest rate, and amortization length. It may also ask for other factors including estimated heating costs and condo fees.

What you can learn from using a mortgage calculator

By calculating all your expenses with a mortgage calculator, you can learn everything you need to know to make an educated real estate purchase.

Whether you are making a 10{c2b9be1ce351ae251827de10ed96c346be28c200eaedb3a9f5966972c679ea40} down payment, or a 5{c2b9be1ce351ae251827de10ed96c346be28c200eaedb3a9f5966972c679ea40} first time home buyer down payment, a mortgage calculator will give you a full breakdown of the costs you can expect when making your purchase including:

The size of down payment you will need to make

• Insurance requirements
• The total amount you’ll need to finance
• Your principal and interest payments
• Estimated annual heating costs
• Estimated condo fees and taxes
• How much income you’ll need to cover it all

Mortgage Calculators

Mortgage Loan Calculator

Calculate a basic mortgage and amortization schedule.

Mortgage Qualifier

Find out how much you can comfortably afford.

Compare Mortgages

Calculate the advantages of different mortgages to find the best possible option for you.

Payoff Calculator

Discover how to pay off your mortgage faster and save big by increasing your monthly payment.

Should I Refinance?

Refinancing can be a great way to reduce interest and lower monthly mortgage payments.

Accelerated Debt Payoff

Need a debt consolidation plan? See how much you could be saving.

Rent vs. Buy

Is buying a home right for you? Get the information you need to make an informed decision.